Finances

4 Ways You are Ruining Your Credit Score and How to Fix It
Which of these factors can negatively affect a good credit score? • New card application • Making late payments • Closing credit cards • All of the above Answer: All Of The Above Applying for new credit cards, making late payments, and closing credit cards are all factors that can negatively affect your good credit...
The Outlet Mall Store Pricing Tricks You Should Know
Which coupons are commonly not accepted at outlet stores? Manufacturer In-store Pre-sale All of the above Answer: All of the Above Not taking any coupons but outlet coupons is one of the common issues with outlet stores, but far from the only issue. But we'll show you where to get coupons...
The Tactics Scammers Will Use to Steal Your Tax Return and How to Prevent It
Tax season is here and criminals are just as anxious as you are to get your refund. Tax season 2019 officially starts on January 28, which is when the IRS is set to begin processing tax returns. Last year, the average tax return was around $3,100 for the average hard-working...
How to Tell a Winning Lottery Notification is Fake
What is a major sign a winning lottery ticket notification is fake? • Win by email • Receive a check • Processing fee • Notified by mail Answer: Processing Fee A major sign that a winning lottery ticket notification is fake is when scammers ask you to pay a processing fee to receive your winnings....
Important Factors to Consider When Using 0% Balance Credit Card Transfers
What’s the most important factor to consider when using 0% balance credit card transfers to pay off debt? • Interest rates • Type of debt • Credit limit • Duration of Promotion Answer: Duration of Promotion The most important factor to consider when using 0% balance credit card transfers to pay off debt is the...
The Best Time to Book a Flight to Get the Cheapest Rates
How far in advance should you book a flight to get the best rates? • 70 Days • 5 Weeks • 45 Days • 3 Months Answer: 70 Days To get the best rates possible when booking a flight, buy your ticket 70 days in advance. According to a study done by CheapAir.com, booking your flight...
What is GAP Car Insurance and Do You Need It?
You're in a car accident and the car is totaled. Which type of insurance covers the complete value of your car? • GAP insurance • Liability insurance • Collision insurance • Comprehensive Answer: GAP Insurance If you were in a car accident and your car was totaled, GAP insurance would help cover the complete value...
This is How Long Negative Information Stay on Your Credit Report
How long does negative information stay on your credit report? • Seven years • Ten years • Forever • Until paid off Answer: Seven Years It takes seven years for negative information to come off your credit report. Your credit score is one of several factors that go into determining final approval on a new line...
How Many Calories a Day Should You Plan for Each Person When Preparing Food Storage? 1500 1000 2500 2000 Answer: 2500 The whole idea of prepping for survival when the SHTF is to plan for the worst case scenario. A full grown man generally needs 2500 calories a day. So do...
Which Coins are the Best for Savings and Use Outside of Currency? Pennies Nickels Dimes Quarters Answer: Dimes Dimes are the best for savings because they are so small that they can be easily stored and transported, but they also add up quickly before you realize it. On top of that,...

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How to Survive Getting Caught in a Rip Current

How to Survive Getting Caught in a Rip Current

A rip current is a narrow, fast-moving channel of water that starts near the beach and extends offshore through the line of breaking waves. If...